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  <title>130. How to Pay Off Debt, Build Wealth, and Buy Back Your Life — Without Deprivation with Naseema McElroy</title>
  <description>   She was making over $200,000 a year, had the house, the luxury car, and the career — and she was still broke. In this episode, Kimberly sits down with Naseema McElroy, Labor and Delivery Nurse, personal finance expert, podcast host, and founder of Financially Intentional, for a conversation that is equal parts real talk and roadmap. Naseema paid off nearly one million dollars in debt in under three years — without deprivation — and went on to build a seven-figure net worth while raising three daughters as a single mom. What she shares here is not your typical finance advice.      In this episode we discuss:      Why high-earning women are often the most financially stuck — and the mindset shift that actually changes it What &amp;quot;without deprivation&amp;quot; really looks like inside a debt payoff plan (hint: Disneyland was in the budget) The financial reality of divorce that no one talks about until it's too late — and how having a strong financial foundation gave Naseema the power to leave The beauty tax, the hair cost, the professional appearance standards — and why Black women need a budget built for their actual reality Why most people don't need a financial advisor first — they need a money therapist The FIRE movement and how Naseema went from debt-free to millionaire in just a few years What she wants her three daughters to inherit beyond money      &amp;amp;nbsp;    Connect with Naseema: https://www.financiallyintentional.com/podcast or https://www.instagram.com/financiallyintentional/&amp;amp;nbsp;      Subscribe to the Insider Notes Newsletter: https://bit.ly/YNMNewsletter  Get on the waitlist for next cohort of The Visibility Shift: https://kimberlybonline.com/waitlist&amp;amp;nbsp;      Thank you for tuning in! If you enjoyed this episode, share it with a friend, leave a review, and subscribe to the podcast.   </description>
  <author_name>Your Next Move Podcast</author_name>
  <author_url>https://www.kimberlybonline.com/</author_url>
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