<?xml version="1.0" encoding="utf-8"?>
<oembed>
  <version>1</version>
  <type>rich</type>
  <provider_name>Libsyn</provider_name>
  <provider_url>https://www.libsyn.com</provider_url>
  <height>90</height>
  <width>600</width>
  <title>The Retirement Risk Zone</title>
  <description>There is roughly a ten-year window centered around your retirement date, five to ten years before, and five to ten years after called &amp;quot;The Retirement Risk Zone&amp;quot;. This is when you're most vulnerable to sequence-of-returns impacting the longevity of your withdrawal strategy. We cover this idea brought up by Wade Pfau in an episode of &amp;quot;The Long View&amp;quot;, a show hosted by Christine Benz, Amy C. Arnott, and Ben Johnson - specifically:  The Retirement Risk Zone&amp;amp;nbsp; The Rising Equity Glide Path The Social Security Delay Bridge&amp;amp;nbsp;  After that, I answer a listener question: Frank is planning to delay Social Security and wants to know — does it make sense to take bigger withdrawals from the portfolio in your 60s and then scale back in your 70s once Social Security kicks in? Short answer: yes — but how you do it matters a lot. We'll walk through it. Finally, in our &amp;quot;Retire to Something&amp;quot; segment: After 50 years in the workforce, a former Senior of VP in Manufacturing inspires us with ideas he is doing in his retirement. Resources:  Episode of The Long View from Morningstar, featuring Wade Pfau: What Is the ‘Retirement Risk Zone?’ The Retirement Starts Today Blueprint  &amp;amp;nbsp; Connect with Benjamin Brandt:  Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin:&amp;amp;nbsp;https://retirementstartstoday.com/start  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or&amp;amp;nbsp;iHeart &amp;amp;nbsp; </description>
  <author_name>Retirement Starts Today</author_name>
  <author_url>https://retirementstartstodayradio.com/</author_url>
  <html>&lt;iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40921480/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/385b83/" height="90" width="600" scrolling="no"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen&gt;&lt;/iframe&gt;</html>
  <thumbnail_url>https://assets.libsyn.com/secure/item/40921480</thumbnail_url>
</oembed>
