1 rich Libsyn https://www.libsyn.com 90 600 Military Life Insurance Explained: SGLI vs FSGLI vs VGLI vs VA Life (What Veterans Need to Know) Retired U.S. Air Force veteran Danny Johnson explains common military life insurance options and misconceptions, including SGLI, FSGLI, VGLI, and VA Life, and why many veterans mistakenly believe spouses and children are covered when most policies cover only the service member. He outlines that SGLI and FSGLI are term group policies that end after separation and notes key timing rules like the 120-day window to convert or enroll, with VGLI offering no medical questions but becoming very expensive as age increases. Johnson compares VA Life’s guaranteed-issue whole life structure and two-year waiting period with alternative guaranteed-issue and day-one coverage options, and stresses agents should educate veterans, verify coverage, discuss wills and powers of attorney, and “paint the picture” of income loss, disability ending at death, and mortgage needs. The Alliance U PRODcast http://allianceu.libsyn.com/website <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40794605/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/40794605