1
rich
Libsyn
https://www.libsyn.com
90
600
228. The retirement danger zone - The First 5 year risk
Welcome back to another episode of the 360 Money Matters Podcast!  In this episode, Billy and Andrew tackle one of the most overlooked risks in retirement planning and it's not about how much you save. You can do everything right. Save diligently, live within your means, build a solid nest egg. And still run out of money sooner than expected simply because of when markets fall. They break down why the first few years of drawing down your super are the most financially vulnerable of your retirement and what you can actually do about it. If you're within 5 years of retiring, already retired, or helping someone who is, this episode could be the most important one you listen to this year. - This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706   Episode Highlights Why sequencing risk can wreck your retirement even with a great average return How drawing down in a falling market locks in losses you may never recover The cash buffer strategy and why almost every retiree should have one The three-bucket approach: short, medium, and long term income planning The 4% rule and when it's okay to break it Why retirement is still a long-term investment, even when you're spending down   Connect with Billy and Andrew! 360 Financial Strategists    Check out our latest episode here:  Apple Podcast Spotify
360 Money Matters
http://360moneymatters.libsyn.com/website
<iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40754050/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/2a4c9d/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe>
https://assets.libsyn.com/secure/item/40754050