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  <title>Loyalty opportunities hidden in today's affordability environment</title>
  <description> With&amp;amp;nbsp;average&amp;amp;nbsp;monthly&amp;amp;nbsp;car&amp;amp;nbsp;payments&amp;amp;nbsp;pushing&amp;amp;nbsp;toward $800 and&amp;amp;nbsp;nearly 20%&amp;amp;nbsp;of US consumers making $1,000 payments, buyers are weighing brand attachment against purchasing reality.&amp;amp;nbsp;&amp;amp;nbsp;   Recent automotive market analysis shows that affordability pressures are fundamentally changing car buyer behavior, creating new risks for retention but also new opportunities for conquest.&amp;amp;nbsp;   The result is a market in motion: Households that once returned reliably to brands and models are now open to&amp;amp;nbsp;change. Sellers&amp;amp;nbsp;that understand this dynamic will be best positioned to capture the moment.&amp;amp;nbsp;  In this episode of Fuel for Thought, our host Guido Vildozo speaks with loyalty expert Tom Libby on key conquest and retention opportunities available for OEMs in this environment.&amp;amp;nbsp; Participants:&amp;amp;nbsp;  Guido Vildozo, Associate Director, Consulting, S&amp;amp;amp;P Global Mobility (Host) Tom Libby, Director, Loyalty Solutions and Industry Analysis, S&amp;amp;amp;P Global Mobility&amp;amp;nbsp;   </description>
  <author_name>Fuel For Thought</author_name>
  <author_url>https://www.spglobal.com/mobility</author_url>
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