1 rich Libsyn https://www.libsyn.com 90 600 Margin momentum has carried financial institutions through the past year—but what happens when that momentum slows? As 2026 commences, bankers face a tightening liquidity environment and the growing challenge of finding the right balance between cost savings and deposit growth.&amp;nbsp; Speakers:&amp;nbsp; Joe Kennerson, Managing Director, Darling Consulting Group&amp;nbsp; Lottie Watts, Senior Director, Partner Network, Content Strategy, ABA ABA Partner Network Podcast https://www.aba.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40632575/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/40632575