1 rich Libsyn https://www.libsyn.com 90 600 Tom Zachystal, Founder of International Asset Management, joins the Expat Focus Podcast to talk about how US citizens can manage their money when moving abroad. With 25 years of experience advising American expats, Tom breaks down the difference between physically moving money into non-US accounts and simply diversifying out of the US dollar. He covers the challenges of opening overseas investment accounts due to FATCA reporting, why US-based accounts often offer better protections and lower fees, and how currency fluctuations can act like hidden inflation on your retirement spending. The conversation also digs into real estate tax implications, gold and precious metals, ADRs and international ETFs, private equity and interval funds, and the 4% retirement withdrawal rule. Tom shares practical advice on using local banking products to manage currency risk and warns about the pitfalls of collectibles taxation. If you're a US citizen planning a move abroad and wondering what to do with your investments, this episode will help you understand your options — and why sometimes the smartest move is no move at all. #ExpatLife #USExpats #ExpatFinance #MoneyAbroad #InvestingAbroad 👉 Visit Expat Focus at https://www.expatfocus.com 00:00 Moving Money Abroad 01:40 Currency Risk Explained 03:10 What Getting Money Out Means 04:54 Keep Investments in US 07:11 FBAR and FATCA Basics 08:42 Real Estate and Taxes 11:43 Diversifying Beyond Dollars 14:25 Gold Crypto Collectibles 18:44 Local Bank Products 20:11 Retirement Withdrawal Rules 21:20 Private Equity Warnings 24:48 Why US Accounts Can Win 27:02 Where to Find Tom 27:37 Podcast Wrap Up 🎥 Video/Transcript – https://www.expatfocus.com/international/podcast/us-expats-how-to-get-your-money-out-of-the-usa-and-why-you-may-not-want-to 📝 Show Notes IAM Advisors –&amp;nbsp;https://services.expatfocus.com/us-citizens-financial-advice 👉 Follow Expat Focus here: RSS | https://www.expatfocus.com/feed YouTube | https://www.youtube.com/@ExpatFocus Podcast | https://www.expatfocus.com/podcast LinkedIn Page | https://www.linkedin.com/company/expatfocus LinkedIn Group | https://www.linkedin.com/groups/673267 X | https://x.com/expatfocus Facebook | https://www.facebook.com/expatfocus Bluesky | https://bsky.app/profile/expatfocus.bsky.social Instagram | https://www.instagram.com/expatfocus TikTok | https://www.tiktok.com/@expatfocus Mastodon | https://mastodon.social/@expatfocus Website | https://www.expatfocus.com &amp;nbsp; Expat Focus https://www.expatfocus.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40630350/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/200150475