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  <title>March Madness, the Worst Money Habits - Episode 507</title>
  <description>March Madness is one of our favorite times of the year! Therefore, we've put together a list of the 16 worst money habits, in a &amp;quot;Salty-16&amp;quot; to see which habit wins as the worst habit.     LEFT REGION: Everyday &amp;amp;amp; Emotional &amp;amp;nbsp;   B1&amp;amp;nbsp; ·&amp;amp;nbsp; EVERYDAY MONEY LEAKS   1&amp;amp;nbsp; Daily impulse spending&amp;amp;nbsp;  vs.  16&amp;amp;nbsp; Forgotten subscriptions&amp;amp;nbsp;  People instantly relate.   &amp;amp;nbsp;    B2&amp;amp;nbsp; ·&amp;amp;nbsp; EMOTIONAL SPENDING   8&amp;amp;nbsp; Stress shopping&amp;amp;nbsp;  vs.  9&amp;amp;nbsp; Rewarding yourself every hardship  When does self-care become self-sabotage?   &amp;amp;nbsp;    B3&amp;amp;nbsp; ·&amp;amp;nbsp; AVOIDANCE HABITS   5&amp;amp;nbsp; Not checking your bank account  vs.  12&amp;amp;nbsp; Ignoring CC statements&amp;amp;nbsp;  “Avoidance charges interest.”   &amp;amp;nbsp;    B4&amp;amp;nbsp; ·&amp;amp;nbsp; LIFESTYLE INFLATION   4&amp;amp;nbsp; Upgrading lifestyle after every raise  vs.  13&amp;amp;nbsp; Financing things to feel successful&amp;amp;nbsp;  The dark horse of the left region.   &amp;amp;nbsp;     &amp;amp;nbsp;   RIGHT REGION: Debt &amp;amp;amp; Budget &amp;amp;nbsp;   B5&amp;amp;nbsp; ·&amp;amp;nbsp; DEBT BEHAVIOR   5&amp;amp;nbsp; Paying only minimum payments&amp;amp;nbsp;  vs.  12&amp;amp;nbsp; Saying “I'll deal with debt later”  Minimums feel like progress. They're not.   &amp;amp;nbsp;    B6&amp;amp;nbsp; ·&amp;amp;nbsp; SOCIAL PRESSURE HABITS   4&amp;amp;nbsp; Spending to keep up w/ friends&amp;amp;nbsp;  vs.  13&amp;amp;nbsp; Saying yes to every event broke  FOMO is an expensive habit.   &amp;amp;nbsp;    B7&amp;amp;nbsp; ·&amp;amp;nbsp; BUDGET SABOTAGE   6&amp;amp;nbsp; Guessing instead of tracking  vs.  11&amp;amp;nbsp; Starting budgets, quit after 5 days&amp;amp;nbsp;  The Cinderella pick. Could go all the way.   &amp;amp;nbsp;    B8&amp;amp;nbsp; ·&amp;amp;nbsp; FALSE CONFIDENCE HABITS   3&amp;amp;nbsp; High income solves everything&amp;amp;nbsp;  vs.  14&amp;amp;nbsp; One good month = problem solved  Overconfidence is a budget's worst enemy.   &amp;amp;nbsp;      Highlighted row = analyst's pick to advance Who do you think will win?&amp;amp;nbsp; Who is your darkhorse, your Cinderella? Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt&amp;amp;nbsp;&amp;amp;nbsp; To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach&amp;amp;nbsp; To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026&amp;amp;nbsp; </description>
  <author_name>Crushing Debt Podcast</author_name>
  <author_url>http://www.yesnerlaw.com</author_url>
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