1 rich Libsyn https://www.libsyn.com 90 600 Cash is often the largest “unmanaged” part of a client’s balance sheet and that quiet neglect can create real risk, missed returns and poor outcomes. In this conversation, Dr Emma Black and Louis Gleeson explain why cash should be treated as a strategic pillar of financial planning, not a parking space. What would change in your practice if cash reviews became as routine as investment reviews? For years, cash has been the awkward sidebar in many financial plans: easy to overlook, assumed to be “safe”, and rarely managed with the same care as investments. But in a world shaped by Consumer Duty, shifting interest rates and heightened expectations around fair value, ignoring cash is becoming harder — and riskier — to justify. In this episode of The GoodStock Tapes, the host is joined by Dr Emma Black, CEO and co-founder of Cascade Cash Management, and Louis Gleeson, Savings Executive at Cascade. Together, they make the case for turning cash from an afterthought into a deliberate, optimised part of the plan, designed around liquidity needs, return targets and FSCS protection. You’ll hear why “do-it-yourself” cash management can quickly become unsustainable for advisers (and operationally risky), how rate structures can be opaque if you’re not monitoring them continuously, and why evidence of ongoing monitoring matters just as much for cash as it does for investments. Emma and Louis also explore how clients’ real lives shape cash decisions — from property plans and tax liabilities to bereavement, divorce, business sales and trust administration, and why different client segments demand different cash solutions. The conversation also touches on a growing theme for values-led planners: the rising number of providers and products that aim to align savings with ethical preferences, helping clients bring their values into every part of their financial plan, not just the investment portfolio. If you advise clients who hold meaningful cash balances (and most do), this episode will sharpen how you think about client outcomes, planning value, and the future of cash as a strategic asset. If you found the discussion useful, follow the show and share it with a planner who still treats cash as “just the bank account”. The GoodStock Tapes Podcast https://sites.libsyn.com/611325 <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40487450/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/199706115