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  <title>IFM | Coverage and Care: What Family Physicians Should Know About Disability Insurance</title>
  <description> On this episode of&amp;amp;nbsp;‘Inside Family Medicine’,&amp;amp;nbsp;you’ll hear from Jered Hunt, president of AAFP Insurance Services, and Eric Muehlbach, disability&amp;amp;nbsp;insurance manager, about why disability insurance is a critical part of a family physician’s financial plan. They emphasize protecting a physician’s greatest asset,&amp;amp;nbsp;future earning potential,&amp;amp;nbsp;by securing coverage early to lock in insurability due to intensive medical underwriting. The discussion covers how to start by reviewing existing employer benefits, common limitations such as own-occupation caps, monthly benefit caps, offsets, taxation of employer-paid benefits, and poor portability, and how personally owned policies can supplement coverage and travel throughout a career.&amp;amp;nbsp;&amp;amp;nbsp;   &amp;amp;nbsp;   Topics by Timestamp&amp;amp;nbsp;   00:32 Meet the Guests&amp;amp;nbsp;   01:09 Why Disability Matters&amp;amp;nbsp;   02:40 How to Get Covered&amp;amp;nbsp;   03:11 Evaluating Employer Plans&amp;amp;nbsp;   05:19 Choosing Coverage Amounts&amp;amp;nbsp;   06:47 Picking the Right Advisor&amp;amp;nbsp;   08:28 Claims and New Benefits&amp;amp;nbsp;   10:25 Career Stage Advice&amp;amp;nbsp;   11:52 Wrap Up and Resources&amp;amp;nbsp;   &amp;amp;nbsp;   Additional Resources&amp;amp;nbsp;    Home - AAFP Insurance Program&amp;amp;nbsp;   Individual Disability Income - AAFP Insurance Program&amp;amp;nbsp;   Complimentary Insurance Review - AAFP Insurance Program&amp;amp;nbsp;    &amp;amp;nbsp;   Disclaimer:&amp;amp;nbsp;Copyright 2025. AAFP. The views presented in this broadcast are the speaker’s own&amp;amp;nbsp;and do not&amp;amp;nbsp;represent&amp;amp;nbsp;those of AAFP.  The information presented is for general, educational, or entertainment purposes and should not be considered legal, health, financial, or other advice.  AAFP makes no representation as to the accuracy or completeness of the information and is not responsible for results that may arise from its use.  Consult&amp;amp;nbsp;an appropriate&amp;amp;nbsp;professional&amp;amp;nbsp;concerning your specific situation and respective governing bodies for applicable laws. Reference to any specific product or entity does not constitute an endorsement or recommendation by AAFP unless specifically&amp;amp;nbsp;stated&amp;amp;nbsp;otherwise.  AAFP and the AAFP logo are registered trademarks of American Academy of Family Physicians.&amp;amp;nbsp;  </description>
  <author_name>Inside Family Medicine</author_name>
  <author_url>https://sites.libsyn.com/499348</author_url>
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