1 rich Libsyn https://www.libsyn.com 90 600 American military nurse Lisa Denmark joins the Expat Focus Podcast to talk about retiring in Chiang Mai, Thailand — and why she has never looked back. After eight years working for the US military in Germany, Lisa faced a visa deadline that forced a decision: return to the States, or start over somewhere new. She chose Thailand, moved sight unseen, and hasn't left since. Lisa shares how she landed on Chiang Mai, what it was really like to arrive during COVID lockdown, and why the city's calm, small-town feel won her over completely. Lisa breaks down the real cost of living — from a three-bedroom house in a gated community for 310 euros a month to a full Thai meal delivered for under a euro — and walks through the visa journey from visa-exempt to education visa to retirement visa. She also gets into the wilder side of expat life: finding rentals through word-of-mouth (and one very memorable connection), the challenges of bringing a 40kg service dog to a country that doesn't recognise service animals, several scooter wrecks, and major surgery covered entirely by her Thai health insurance. If you're considering retiring abroad on a fixed income, this episode is packed with practical insight, honest numbers, and a lot of heart. #ExpatLife #RetireAbroad #LivingInThailand #ChiangMai #ThailandExpats #ExpatFocus 👉 Visit Expat Focus at https://www.expatfocus.com 00:00 Introducing Lisa Denmark 05:29 Arriving in Chiang Mai During Lockdown 06:40 COVID Logistics and Quarantine 07:53 Chiang Mai Cost of Living Breakdown 11:44 Retirement Visa 16:26 Finding Rentals by Word of Mouth 19:04 Bringing a Service Dog to Thailand 21:56 Chiang Mai Expat Scene Today 23:00 Healthcare Insurance and Pharmacies 26:20 Travel Insurance Reality 28:45 Medical Culture Differences 32:41 Scooter Wreck Stories 34:57 Living Without Thai 37:20 Retirement Daily Routine 41:27 Finding Community in Chiang Mai 46:01 Future Plans 🎥 Video/Transcript – https://www.expatfocus.com/thailand/podcast/could-you-retire-in-thailand-for-less-than-400-a-month 👉 Follow Expat Focus here: RSS | https://www.expatfocus.com/feed YouTube | https://www.youtube.com/@ExpatFocus Podcast | https://www.expatfocus.com/podcast LinkedIn Page | https://www.linkedin.com/company/expatfocus LinkedIn Group | https://www.linkedin.com/groups/673267 X | https://x.com/expatfocus Facebook | https://www.facebook.com/expatfocus Bluesky | https://bsky.app/profile/expatfocus.bsky.social Instagram | https://www.instagram.com/expatfocus TikTok | https://www.tiktok.com/@expatfocus Mastodon | https://mastodon.social/@expatfocus Website | https://www.expatfocus.com Expat Focus https://www.expatfocus.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40215400/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/198924310