<?xml version="1.0" encoding="utf-8"?>
<oembed>
  <version>1</version>
  <type>rich</type>
  <provider_name>Libsyn</provider_name>
  <provider_url>https://www.libsyn.com</provider_url>
  <height>90</height>
  <width>600</width>
  <title>8 Tips to Stop Worrying About Running Out of Money in Retirement</title>
  <description>Sheryl Rowling from Morningstar argues that the greatest danger in retirement isn’t the stock market — it’s the constant fear of running out of money. We will walk through her eight &amp;quot;anchors&amp;quot; from the article posted on Morningstar. Anchor 1: Confirm Your Sustainable Spending Level Anchor 2: Embrace Flexibility in Down Markets Anchor 3: Recognize That Spending Often Declines With Age Anchor 4: Create a Recession Buffer Anchor 5: Reduce Future Tax Uncertainty Anchor 6: Maximize Guaranteed Income Anchor 7: Protect Against Long-Term Care Costs Anchor 8: View Home Equity as a Backstop For our listener question: I’ve said before that accumulation is the easy part - and distribution is harder. But Kevin wrote in to say &amp;quot;wait a second… don’t prices move around when you’re buying or selling? So what’s the real difference?&amp;quot; We’re going to unpack why dollar-cost averaging on the way in is not the same thing as sequence risk on the way out — and why that distinction matters once you’re living off the portfolio. And to wrap up the show, we’ll hear from Bernie about how he is blending service &amp;amp;amp; fun for an even better retirement.&amp;amp;nbsp; Resource: Article by Sheryl Rowling in Morningstar: 8 Tips to Stop Worrying About Running Out of Money in Retirement &amp;amp;nbsp; Connect with Benjamin Brandt:  Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin:&amp;amp;nbsp;https://retirementstartstoday.com/start  Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or&amp;amp;nbsp;iHeart &amp;amp;nbsp; </description>
  <author_name>Retirement Starts Today</author_name>
  <author_url>https://retirementstartstodayradio.com/</author_url>
  <html>&lt;iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/40142270/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/385b83/" height="90" width="600" scrolling="no"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen&gt;&lt;/iframe&gt;</html>
  <thumbnail_url>https://assets.libsyn.com/secure/item/40142270</thumbnail_url>
</oembed>
