1 rich Libsyn https://www.libsyn.com 90 600 In this episode of &quot;Purpose with Mark Bertrang,&quot; host Mark Bertrang sits down with insurance expert Michael Otomo from Hougom Insurance Agency to demystify the world of homeowners insurance. Michael breaks down the top claims—wind/hail damage, water backups, and service line failures—and reveals essential policy types and exclusions, as well as how to choose the right deductible for your risk. Learn tips on the impact of credit scores on rates, catastrophic coverage for explosions or fires, and why reviewing your policy every two to three years is crucial to avoid gaps. Whether you're a first-time buyer or longtime homeowner, don't let volatility catch you off guard—tune in and take control of your homeowners insurance policy. Purpose with Mark Bertrang http://www.investmentsdonthug.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/39888435/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/989c8d/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/197900135