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  <title>263: Credit Confidence: Smart, Simple Strategies to Build Credit with Cynthia Chen</title>
  <description>In this episode of Saving With Steve, host Steve Sexton is joined by Cynthia Chen, the Co-Founder &amp;amp;amp; CEO of Kikoff, one of the fastest-growing mission-driven fintechs in America. They discuss&amp;amp;nbsp;how you can build credit fast, and why good credit is so critical to your financial future. &amp;amp;nbsp; They also talk about:  Why building credit should be part of your New Year’s resolutions How Kikoff is helping over a million people strengthen their scores without fees, interest, or gimmicks The simple steps you can take to get started Insights into why credit health matters When to begin building credit and the smartest ways to do it right  &amp;amp;nbsp; Learn more about the show at&amp;amp;nbsp;www.SavingWithSteve.us </description>
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