1 rich Libsyn https://www.libsyn.com 90 600 260: Holiday Spending Made Simple: Budget, Plan, &amp; Celebrate Without Stress with Brett Bernstein In this episode of Saving With Steve, host Steve Sexton is joined by Brett Bernstein, Founder&amp;nbsp;of XML Financial Group, and an active financial advisor assisting clients with his holistic approach to goal-setting and problem-solving. They discuss budgeting for the holidays – simple ways to balance gifting, entertaining, and travel while staying on track with year-end goals. &amp;nbsp; They also talk about: Avoiding holiday debt traps – how to plan ahead and sidestep overspending Year-end planning opportunities – tax and investment moves to consider before December 31. Mindset shift – reframing the season around experiences and intentional giving. &amp;nbsp; &amp;nbsp; Learn more about the show at&amp;nbsp;www.SavingWithSteve.us Saving With Steve https://www.savingwithsteve.us/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/39421090/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/196598300