1 rich Libsyn https://www.libsyn.com 90 600 🎙️ Buy a Home with Just a 3% Deposit? Here’s How. It might sound too good to be true but with&amp;nbsp;Own New’s Rate Reducer scheme, it’s absolutely possible. In this episode of On The Ladder, host Sarah Tucker - founder of The Mortgage Mum and trusted expert featured on This Morning, BBC, and The Times — shares a real-life success story of a first-time buyer who bought their dream home with just a 3% deposit and lower monthly payments. 💡 In this episode, you’ll learn: What the Rate Reducer scheme is and how it works How home builders contribute up to 5% to help with your deposit and interest rate A real example: buying a new build in Glasgow with just 3% down How to use the Rate Reducer calculator to see your potential savings Why the early years of homeownership are key for financial stability 🎓 On The Ladder is your monthly, step-by-step guide for UK first-time buyers — no jargon, just real advice, practical tools, and empowering stories to help you move forward. 📅 New episodes every month – Mondays at 10am 🔔 Subscribe and follow to never miss an episode 📲 Try the calculator: https://ownnew.co.uk 🔗 More guidance: www.themortgagemum.co.uk 📱 Follow us on social: Instagram: @the_mortgage_mum TikTok: @themortgagemum The Mortgage Mum Podcast http://themortgagemumpodcast.libsyn.com/website <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/39278360/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/cfb6b5/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/196208580