1 rich Libsyn https://www.libsyn.com 90 600 📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text “LEND” to 21000 to schedule a free 15–minute consultation As we close out the year, Bill breaks down the latest mortgage rate trends, why rates have settled into a tight range, and what economic factors are shaping the market heading into 2026. It’s a clear-eyed look at where things stand today and the key indicators that will drive rate movement in the months ahead. Have you been trying to buy or simply watching the market? This update gives you the clarity you need heading into the new year. Here’s what we discuss in this episode: 💸 Today’s Mortgage Rate Landscape: understanding the low-6% environment 📊 What Moves Rates: inflation, employment, the 10-year treasury, and Fed decisions 🔮 Future Market Direction: insights into where rates may trend in 2026 🗓️ A Look Back at 2025: what this year taught buyers, sellers, and homeowners 📞 Staying Connected: how to reach Bill for guidance heading into the new year &amp;nbsp; CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF &amp;nbsp; Smart Mortgage Show with Bill Litton https://smartmortgageshow.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/39232175/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/39232175