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  <title>259: Markets, Money, and Moves to Make with Al Caicedo</title>
  <description>In this episode of Saving With Steve, host Steve Sexton is joined by Al Caicedo, the President and Owner of CKS Summit Group, and a trusted financial educator and industry expert who serves clients nationwide. They discuss key market insights, money strategies, and financial moves to make before the end of the year. &amp;amp;nbsp; Al dives into timely topics — from positioning your portfolio amid market shifts to maximizing year-end tax opportunities and strengthening your retirement plan. He shares actionable ways to finish the year strong and set yourself up for financial confidence in 2026. &amp;amp;nbsp; Whether you’re preparing for retirement, reassessing your investments, or simply looking to make smarter financial decisions before year-end, this conversation is filled with practical advice and expert perspective. &amp;amp;nbsp; Learn more about the show at&amp;amp;nbsp;www.SavingWithSteve.us </description>
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