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  <title>Financial Planning or Product Pitch? How to Spot the Difference!</title>
  <description>Not all “financial planning” is created equal. In this episode of Something More with Chris Boyd,&amp;amp;nbsp;Chris, Jeff Perry, and Russ Ball unpack how to tell if you are getting real financial advice or just&amp;amp;nbsp;a sales pitch for someone wanting you to buy their product. From free dinner seminars to&amp;amp;nbsp;promises of “guaranteed income” and “market risk elimination,” we explore the red flags, the&amp;amp;nbsp;hidden costs of annuities, and why fiduciary advice matters. Plus, practical tips for checking an&amp;amp;nbsp;advisor’s background and ensuring your financial plan is truly in your best interest. Don’t get&amp;amp;nbsp;sold a product you may regret owning later – be an educator consumer and only work with a&amp;amp;nbsp;fiduciary.  #FinancialPlanning #Fiduciary #InvestorEducation #RetirementPlanning #Annuities #WealthManagement #MoneyMatters #ChrisBoyd #SomethingMorePodcast #FinancialAdvice #RiskManagement #SmartInvesting For more information or to reach TEAM AMR, click the following link: https://www.wealthenhancement.com/advisor-teams/amr-team &amp;amp;nbsp; &amp;amp;nbsp; </description>
  <author_name>Something More with Chris Boyd</author_name>
  <author_url>http://somethingmorewithchrisboyd.libsyn.com</author_url>
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