<?xml version="1.0" encoding="utf-8"?>
<oembed>
  <version>1</version>
  <type>rich</type>
  <provider_name>Libsyn</provider_name>
  <provider_url>https://www.libsyn.com</provider_url>
  <height>90</height>
  <width>600</width>
  <title>Tips to Stay Within Your Holiday Budget</title>
  <description>‘Tis the season for joy, generosity…and budget creep.  In this Women and Wealth episode, Regina McCann Hess, shares a simple playbook to enjoy holiday shopping without sabotaging your 2026 self.  You’ll learn how to set a per-person budget, avoid “buy now, pay later” traps, use last year’s statements to right-size spending, and swap pricey presents for experiences. Plus: smart ways to use rewards points, online shopping tips, and one simple action for your savings plan for a stress-free holiday next year.  Episode Highlights: &amp;amp;nbsp; 0:00 - Episode beginning 2:41 - Avoiding adding debt 4:35 - Try ‘white elephant’ or a gift exchange 6:54 - D.I.Y. gifts 8:09 - Secret santa 9:04 - Finding discount deals 12:11 - Using reward points 15:12 - Start saving early 17:11 - Action item   ABOUT REGINA MCCANN HESS &amp;amp;nbsp; Regina is the author of Super Woman Wealth: How to Become Your Own Financial Hero.&amp;amp;nbsp; As an advocate for women’s financial freedom, she wrote this book to help empower women to take a bigger role in handling their money.&amp;amp;nbsp;&amp;amp;nbsp; &amp;amp;nbsp; Regina has appeared on Schwab TV, Yahoo Finance, Forbes.com, NTD Television, CBS 3 Philadelphia, Fox 29 Philadelphia, King 5 Seattle, KTLA 5 Los Angeles and Scripps News.&amp;amp;nbsp; She has also been quoted in numerous articles in publications such as Forbes, Business Insider, U.S. News &amp;amp;amp; World Report, Yahoo Finance, USA Today, USA Wire, Word in Black, WTOP News, Mind Body Green, Money Digest, New York Post, Defender, Authority Magazine, GoBankingRates.com, Scripps and The Muse. &amp;amp;nbsp; As Founder of Forge Wealth Management, Regina utilizes her 25+ years of financial services experience to help individuals plan, preserve and diversify their wealth.&amp;amp;nbsp; She focuses on educating her clients while building long-term relationships with them and their families.&amp;amp;nbsp; Her experience throughout major shifts in the markets, enables Regina to structure balanced portfolios to address specific financial goals.   CONNECT WITH REGINA &amp;amp;nbsp; Website: https://www.forgewealth.com LinkedIn: https://www.linkedin.com/in/reginamccannhess/ Facebook: https://www.facebook.com/ForgeWealth Instagram: https://www.instagram.com/forgewealthmanagement/ YouTube: https://www.youtube.com/@ForgeWealth Email: reginahess@forgewealth.com &amp;amp;nbsp; Securities offered through LPL Financial, Member FINRA/SIPC www.finra.org, www.sipc.org Third-party posts found on this profile do not reflect the view of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. For a list of states in which I am registered to do business, please visit www.forgewealth.com.   &amp;amp;nbsp; </description>
  <author_name>Women &amp;amp; Wealth</author_name>
  <author_url>http://womenandwealth.libsyn.com/website</author_url>
  <html>&lt;iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/38806760/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen&gt;&lt;/iframe&gt;</html>
  <thumbnail_url>https://assets.libsyn.com/secure/item/38806760</thumbnail_url>
</oembed>
