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  <title>Why branches are top priority for PNC</title>
  <description>PNC Bank is the nation’s eighth-largest bank by assets and the sixth-largest by deposits, but it ranks fourth in the number of physical branches. In a time when many banks are streamlining their in-person service locations, why has PNC doubled down on branches? On the latest episode of the ABA Banking Journal Podcast, PNC executive Jeff Martinez explores:  The role of branches in marketing and account acquisition, particularly business accounts. PNC’s strategy of combining organic growth and M&amp;amp;amp;A (most recently in Colorado with FirstBank). Professional opportunities created for bank employees through the in-person delivery network. The role of personal touches — down to thank-you notes and branded umbrellas — in reinforcing the bank brand through the client experience.  </description>
  <author_name>ABA Banking Journal Podcast</author_name>
  <author_url>https://bankingjournal.aba.com/tag/podcast/</author_url>
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