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  <title>Long-Term Care: A 5-Step Process to Determine If You Can &amp;quot;Self-Fund&amp;quot;</title>
  <description>You've heard it before—70% of Americans over 65 will need long-term care. While that number is technically true, it’s also misleading. Because here's what many people don’t realize: the vast majority of retirees will never face a catastrophic, six-figure care event. In fact, nearly two-thirds will spend ZERO out of pocket during their lifetime! 🤯 So how do you prepare responsibly without overpaying for protection you may never use?&amp;amp;nbsp; In this episode, I walk you through a simple 5-step process to decide if you can safely &amp;quot;self-fund&amp;quot; your long-term care needs, while still protecting your retirement plan and peace of mind. *** SCHEDULE A (FREE) RETIREMENT STRATEGY MEETING: My team and I have guided hundreds of families across the U.S. through retirement’s biggest challenges over the last two decades. The result? Smarter tax strategies, better investment decisions, and a more confident retirement. If you’re seeking clarity and a proven retirement planning process, we’d be honored to help. 👉&amp;amp;nbsp;Schedule a Complimentary Strategy Session *** EPISODE RESOURCES: → &amp;amp;nbsp;Grab the Episode Show Notes →&amp;amp;nbsp;Join the Stay Wealthy Retirement Newsletter →&amp;amp;nbsp;&amp;amp;nbsp;Learn About the Total Retirement System™ </description>
  <author_name>Stay Wealthy Retirement Podcast</author_name>
  <author_url>https://www.youstaywealthy.com/podcast</author_url>
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