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  <title>The Doctor Is In | How Medical Debt Impacts Retirement | Featuring Dr. Isreal</title>
  <description>What happens when your body and your bank account collide? Dr. Isreal joins Joyce and Francene to break down the real-life impact of medical expenses on retirement, and what Black and Brown families need to consider before they reach the red zone. 💬 In this episode:   How chronic illness shifts your financial plan   Preventing healthcare debt before it starts   Cultural barriers to planning early   Empowering health literacy for wealth longevity   This one is personal, powerful, and proactive. </description>
  <author_name>Proactive Women's Podcast</author_name>
  <author_url>https://www.jpfinancialgroupllc.com</author_url>
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