1 rich Libsyn https://www.libsyn.com 90 600 📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/ 📲 Text “LEND” to 21000 to schedule a free 15–minute consultation The Fed finally cut rates, but why haven’t mortgage rates followed? In this episode, Bill breaks down why the federal funds rate and 30-year fixed mortgage rates don’t always move in sync. While the Fed’s decision impacts short-term borrowing like credit cards and home equity lines, long-term mortgages are a different story. Today, Bill shares what this could mean for buyers, homeowners, and the housing market going forward. Here’s what we discuss in this episode: 📉 Fed rate cut in September, what it means for home buyers 🏦 Why mortgage rates ticked higher instead of dropping 📊 The Fed’s “dot plot” and outlook for future cuts 💡 Working with a professional to lock in the best rate for you Economic Projections &amp;amp; Dot Plot https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20250917.pdf CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF Smart Mortgage Show with Bill Litton https://smartmortgageshow.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/38423775/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/38423775