1 rich Libsyn https://www.libsyn.com 90 600 🏈 Don’t fumble your retirement - get your financial game plan at http://bookachatwithjohn.net&amp;nbsp; In this episode, John steps onto the field and reacts to unfiltered takes from viewers, everything from taking Social Security at 62 to the hidden penalty of healthcare costs before Medicare kicks in. These “back of the napkin” plays may look good in the huddle, but we'll break down where the blocking is weak, what gaps are being missed, and how early mistakes can leave you taking a permanent loss on retirement income and survivor benefits. Here’s some of what we discuss in this episode: 🧾 Taking Social Security early means a permanent cut, not a temporary fix 💊 Healthcare costs before Medicare can derail early retirement dreams 🧠 Retirement planning is 95% psychology and only 5% math 🏠 Singles face unique tax and caregiving challenges 📊 Research shows an advisor’s value outweighs the 1% fee Book an appointment with us: http://bookachatwithjohn.net&amp;nbsp; Get in touch with us: https://mearsmoney.com/&amp;nbsp; Watch the Podcast on YouTube: https://bit.ly/3PmcOPM Check out John’s FREE Books: https://je9gekmc.pages.infusionsoft.net/ The Red Zone Retirement Program http://mearsmoney.com/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/38324145/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/38324145