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  <title>Breaking the Walled Garden: The Next Wave of Disruption in Digital Banking</title>
  <description>   In this episode of Banking Bytes, host Matt Williamson is joined by Cornell Dixon, Head of Growth at&amp;amp;nbsp;Plumery, to unpack what disruption in digital banking really means today.&amp;amp;nbsp; From cloud-native design and interoperable ecosystems to AI and cultural transformation, Cornell shares how&amp;amp;nbsp;fintechs and banks alike are redefining the customer journey. He explains why pivots are essential, where digital banking is seeing the fastest change and how leaders can embrace innovation&amp;amp;nbsp;with confidence.&amp;amp;nbsp; Tune in to learn:&amp;amp;nbsp;  Why disruption is about more than just AI&amp;amp;nbsp; How open ecosystems are breaking apart the &amp;quot;walled garden&amp;quot; approach in finance&amp;amp;nbsp; Where cloud-native platforms are accelerating speed and scale&amp;amp;nbsp; Why cultural transformation is often harder than technical change&amp;amp;nbsp; How&amp;amp;nbsp;fintechs&amp;amp;nbsp;and traditional banks differ in defining success&amp;amp;nbsp;  &amp;amp;nbsp;   </description>
  <author_name>Banking Bytes</author_name>
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