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  <title>The Other Side of MCS-90: Recovery from Insureds</title>
  <description>The MCS-90 endorsement is a federally mandated provision that essentially transforms an insurance policy into a tool to protect the public. While often misunderstood, this endorsement isn’t about shielding the policy holder, but rather ensuring victims are compensated, even when coverage technically doesn’t apply.&amp;amp;nbsp; If the endorsement requires an insurer to pay for damages that wouldn’t have been covered, however, they are not totally without options.&amp;amp;nbsp; Instead, they are placed in the unusual position of having a claim against their own insured.&amp;amp;nbsp; On this week’s episode, Rebecca and Steve explore the interesting avenues for recovery when an MCS-90 endorsement &amp;amp;nbsp;results in payment outside of a policy, and how this endorsement allows for recovery from your insured.&amp;amp;nbsp; </description>
  <author_name>On Subrogation</author_name>
  <author_url>https://www.rathbonegroup.com</author_url>
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