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  <title>The Difference a Dad Makes Ep. 6 - Teaching Financial Responsibility</title>
  <description>In this episode of The Difference a Dad Makes, hosts J. Fotsch and Brian Mattson sit down with Crystal and Tobi Roberts to discuss how parents can teach kids about money from a young age. The Roberts, parents of a blended family with three children, share practical ways they’ve used to teach financial responsibility—from chore charts and envelope budgeting to teen credit cards and monthly family budget meetings.&amp;amp;nbsp; The conversation highlights the importance of starting early, setting consistent expectations, and using real-life experiences to teach financial principles. Crystal, a CPA and Tobi, a Chief Marketing Officer, guide listeners through their family’s journey with budgeting apps, CDs and planning for emergencies as well as future college costs. The episode delivers a clear message: financial literacy isn’t about wealth—it’s about wisdom, consistency and communication.   Episode Highlights [03:03] “I think it starts a little before that with not being afraid of having financial conversations with them.” [06:39] “They had three envelopes. They had a fun envelope, a church envelope and a savings envelope.” [08:19] “They ended up paying for their entire flight to and from Florida for a vacation that they wanted to take.” [10:31] “We told every single person in that line… the kids bought their own tickets and they did chores and saved up their money.” [30:58] “We go through that as a family every single month… here's how that's going to impact the future.”    Resources📩&amp;amp;nbsp;Sign up for the&amp;amp;nbsp;Good Dads Newsletter&amp;amp;nbsp;and never miss a podcast! 🌐&amp;amp;nbsp;Learn more at&amp;amp;nbsp;gooddads.com 📧&amp;amp;nbsp;Questions or comments?&amp;amp;nbsp;Reach out to&amp;amp;nbsp;Good Dads&amp;amp;nbsp;at&amp;amp;nbsp;info@gooddads.com </description>
  <author_name>Good Dads Podcast</author_name>
  <author_url>http://www.gooddads.com/</author_url>
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