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  <title>Episode 90: More than TSP: Real Financial Planning for Real Federal Employees</title>
  <description>What does a real financial planner actually do—and how do you know if you’ve hired one? In this episode, Michael, Tommy and John&amp;amp;nbsp;break down the most common misconceptions about financial planning and explain why it’s about much more than just investment management. You’ll learn why financial planning is especially crucial for federal employees, how fiduciary standards impact the advice you receive, and what red flags to look for in a planner. Access the full show notes at Mason &amp;amp;amp; Associates, LLC  Resources Mentioned:  Mason &amp;amp;amp; Associates: LinkedIn Tommy Blackburn:&amp;amp;nbsp;  LinkedIn John Mason: LinkedIn Office of Personnel Management (OPM)  VERA (Voluntary Early Retirement Authority)  </description>
  <author_name>Federal Employee Financial Planning Podcast</author_name>
  <author_url>https://www.masonllc.net</author_url>
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