1 rich Libsyn https://www.libsyn.com 90 600 A few years ago American Express introduced this kind of model for their Platinum card where they increased their annual fee, but attempted to make up for it by offering a whole collection of credits and rebates that&amp;nbsp;could&amp;nbsp;be valuable if you did the work to make use of them and happened to have natural needs for them. In other words, these new benefits felt a lot like coupons, thus introducing the nickname for these kinds of card benefits. Now, United seems to be taking a page from American Express' book by &quot;couponizing&quot; their credit cards. (02:02) - Denbigh writes in about our &quot;getting started with points and miles&quot; episode saying &quot;Thank You for an episode worth the time, even for an experienced practitioner.&quot; Find our Getting started with points &amp;amp; miles episode 298 here. (4:02) - As previously reported, Southwest is planning reduced earnings on paid flights, expiring flight credits, charging for checked bags, and changing the value of points (04:50) - Point value changes already taking place Read more about the variable points values here. (07:23) - Other Info revealed in Southwest's recent video Read more about their updates in that video here. (12:05) - No-go for Capital One / Discover acquisition. DOJ doesn't like it Read more about this DOJ decision here. (12:56) - Citi (seemingly) no longer allowing product changes between card families (15:53) - Greg apparently never got credit for one of his 15 flights... (19:38) - Air France / KLM saver availability from the US stinks (24:23) - Bilt April Rent Day: Up to 100% bonus to Avios (27:59) - Wyndham point sale not as fixed as we thought (thru April 15) Find our Wyndham’s Excellent Point Sale episode 50 here. (29:00) - Six United cards have increased annual fees, decreased benefits (slightly) and added &quot;coupons&quot; (30:32) - Summary of changes (45:45) - New Card Line-Up Overview (46:28) - &quot;Coupon&quot; Deep Dive (1:01:04) - If you still want a United card, which is best? Read more about which United card is best here. (1:05:42) - Which club card is best? (1:08:27) - How do you manage the fear of account shut-down? Visit&amp;nbsp;https://frequentmiler.com/subscribe/&amp;nbsp;to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media. Music Credit – “Ocean Deep” by&amp;nbsp;Annie Yoder Frequent Miler on the Air https://frequentmiler.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/35906580/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/186342055