1 rich Libsyn https://www.libsyn.com 90 600 Ready to make 2025 your best financial year yet? The&amp;nbsp;Friends Talk Money&amp;nbsp;team is here to help! Join Terry, Rich, and Pam as they break down 9 essential tips to set yourself up for financial success in the new year. Unlock Your Financial Future&amp;nbsp;- Begin by consolidating all your year-end IRA statements and harness the power of an online RMD calculator to determine your 2025 minimum distributions. This crucial step ensures you’re setting aside the right amount for a secure future. Refresh Your Records&amp;nbsp;- Keep your IRA beneficiaries up-to-date to safeguard your legacy. Optimize Your Portfolio&amp;nbsp;- Align your investment allocations with your 2025 goals by reviewing your retirement portfolio. Explore Secure Investments&amp;nbsp;- Consider securing a 4% CD, available online, to bolster your financial safety net. Seek Expert Insight&amp;nbsp;- Gain a fresh perspective on your financial strategies by consulting a trusted professional. Enhance Your Security&amp;nbsp;- Use a password manager to protect your personal information and investments. Guard Against SIM Fraud&amp;nbsp;- Contact your phone provider (AT&amp;amp;T, Verizon, etc.) to establish a password-protected process, shielding your SIM from fraudsters. Prepare for Tax Season&amp;nbsp;- With potential tax changes on the horizon, start organizing now to navigate the upcoming tax season smoothly. Reimagine Retirement - As retirement landscapes evolve, envision your future with flexibility, considering the trend of working into later years. Friends Talk Money Podcast http://friendstalkmoney.org/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/34437320/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/34437320