1 rich Libsyn https://www.libsyn.com 90 600 :15 Intro to Libby Kyros who is a loan officer with Guaranteed Rate, her line of work, and tips for non W2 workers 2:07 Types of clients she works with and the process of helping them through the loan process 2:51 If the client needs guidance through the process financial goals are discussed&amp;nbsp; 3:35 Her company offers a concierge refinance team 5:49 Being comfortable in your current mortgage payment is a priority&amp;nbsp; 6:38 It’s an incredible opportunity to be able to invest in real estate right now&amp;nbsp; 8:00 Being denied the opportunity to refinance and the complex feelings around that 8:48 Being an independent contractor and buying a property and navigating write offs 9:50 Maine has lots of hidden wealth 10:20 Jumbo Loans 12:00 Coming from a long line of Mainers and learning from their financial mistakes&amp;nbsp; 12:19 The Microsoft Regret 15:24: “Hey, I think we should build a house” conversation with her husband&amp;nbsp; 16:28 “That’s your Grandfather in you” feeling your intuition to make a decsion 17:24 You gotta take a little bit of risk 23:14 The difference between buying the first home and buying a second&amp;nbsp; 23:30 Wrapping Up &amp;nbsp; Get in contact with Libby on Instagram All Ships Rising Website &amp;nbsp; All Ships Rising https://allshipsrising.com/podcast <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/32111777/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/174428722