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  <title>Allocation: Debunking the “Partial” Duty to Defend Myth</title>
  <description>In this episode of &amp;quot;Don’t Take No for an Answer,&amp;quot;&amp;amp;nbsp;Lynda A. Bennett and  Alexander B. Corson explore the complex issue of &amp;quot;allocation&amp;quot; in the context of defense costs in insurance claims.&amp;amp;nbsp; They discuss what steps to take when insurers attempt to shift part of their coverage obligations onto policyholders in a reservation of rights (ROR) letter, the common law approach to allocation, and the implications of &amp;quot;allocation&amp;quot; provisions in policies. The conversation also addresses whether the allocation question changes when an insurer has a duty to reimburse versus a duty to defend. Speakers:   Lynda A. Bennett, Partner and&amp;amp;nbsp;Chair, Insurance Recovery  Alexander B. Corson, Associate, Insurance Recovery </description>
  <author_name>Lowenstein Sandler's Insurance Recovery Podcast: Don’t Take No For An Answer</author_name>
  <author_url>https://www.lowenstein.com/podcasts</author_url>
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