<?xml version="1.0" encoding="utf-8"?>
<oembed>
  <version>1</version>
  <type>rich</type>
  <provider_name>Libsyn</provider_name>
  <provider_url>https://www.libsyn.com</provider_url>
  <height>90</height>
  <width>600</width>
  <title>PhD 015: Financial Basics- Priorities, Budgets, and Credit with Patricia Berhau</title>
  <description>Click here to subscribe and rate us in iTunes&amp;amp;nbsp;|&amp;amp;nbsp;Or&amp;amp;nbsp;Subscribe on&amp;amp;nbsp;Stitcher &amp;amp;nbsp;  Patricia Berhau is an ISLES Asset Building Coordinator&amp;amp;nbsp;who works&amp;amp;nbsp;primarily with moderate and low-income people. She encourages graduate students to remember that their income-level is only temporary as their income potential is much higher in the long-run. [Episode Card uses a Flickr image by epSos.de&amp;amp;nbsp;under Creative Commons licensing] Important reminders:  It’s all the irregular things that are budget busters. Budget! Knowing where your money goes is crucial to being financially healthy. Mint.com for organizing your accounts and budgets Get a copy of your credit report! AnnualCreditReport.com You’re entitled to a free credit report from each of the bureaus per year.&amp;amp;nbsp;Your credit report and score dictate your borrowing potential. If you feel that you want to borrow money at some point, be conscious of your credit handling.  “Make a Resolution to Budget? Here Are Some Apps to Help”&amp;amp;nbsp;by Tara Siegel Bernard – New York Times – Jan 3, 2014 &amp;amp;nbsp; Popular Financial Advice:  Suze Orman Show Podcast Dave Ramsey Show Podcast Two Cents – A Life Hacker Blog  </description>
  <author_name>PhD (in Progress) Podcast | Education, Career, Life</author_name>
  <author_url>http://phdinprogress.com</author_url>
  <html>&lt;iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/3058338/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no"  allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen&gt;&lt;/iframe&gt;</html>
  <thumbnail_url>https://assets.libsyn.com/secure/item/3058338</thumbnail_url>
</oembed>
