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  <title>#19 - Money Talks with Allison Bishop Part 1</title>
  <description>Subject Points: 1:00 Intro. 2:00 Eating out and Amazon. 4:00 Evaluating your spending is the first step in understanding how to handle your budget 5:00 Downloading or printing out 6-12 months of spending from your bank, credit card, or amazon account can give invaluable information. 7:00 Two types of people – guardrails or excel users! 10:00 Keeping money out of your reach if you’re a spender. 12:00 Having separating accounts for separate purposes. 14:00 Fast and Slow savings – extremes are difficult to maintain for long periods. 17:00 Evaluating expected expenses vs adding on random and unexpected expenses. 18:30 Track your expenses for short amounts of time – “budgeting is appropriate to the moment.” 20:00 Drawing attention to your spending is THE most helpful tool to understanding yourself. 23:00 Ways to handle impulsive spending/choices. 24:00 Wrap Up &amp;amp;nbsp; Resources Mentioned: https://allshipsrising.com/ High Yield Savings account:  WealthFront – 5.00-5.50%! March and April Workshops with Allison @Serenity Maine! &amp;amp;nbsp; </description>
  <author_name>All Ships Rising</author_name>
  <author_url>https://allshipsrising.com/podcast</author_url>
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