1 rich Libsyn https://www.libsyn.com 90 600 Description – Debt is a part of life for many people, and it’s always important to manage your debt appropriately.&amp;nbsp; On this episode, David and Marty James, CPA, discuss the benefits of having cash available versus using credit, as well as the importance of having a steady income stream in retirement.&amp;nbsp; David and Marty also share about the potential benefits of doing a Roth IRA conversion in preparing for retirement. https://www.cfci.us/2025-the-final-drive &amp;nbsp; 2025 The Final Drive Podcast https://www.cfci.us/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/28064484/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/28064484