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  <title>The Power of Cash Flow Planning | Sarah-Catherine Gutierrez | 016</title>
  <description>Rumba and JOMO are &amp;quot;characters&amp;quot; in the story of Olivia who is the heroine of Sarah Catherine Gutierrez's book: But First, Save 10: The One Simple Money Move That Will Change Your Life. &amp;amp;nbsp;Olivia is an 18-30-year-old woman at the beginning of her financial journey, but her path is applicable to all of us late starters of any age. &amp;amp;nbsp;SC is a friend, a certified financial planner, and sucked at math. &amp;amp;nbsp;She is also a game changer in the financial industrial complex. &amp;amp;nbsp;In this episode, we dive into her story, dreams, and goals. &amp;amp;nbsp;Along the way, we talk about Cash Flow Planning, The Tax Efficient Waterfall, Women and Money, and Save, Save, Save. &amp;amp;nbsp;You will not want to miss this episode. 🔗&amp;amp;nbsp;Connect with us  Buy CUtFI a coffee Record a message for CUtFI Thank you to our sponsors: Personal Finance Club (Use code CUTOFI to get $30 OFF any course&amp;amp;nbsp;or PFC investing course only!) Measure Twice Money&amp;amp;nbsp;($100 OFF &amp;quot;Create Your Own Financial Plan&amp;quot; Comprehensive Video Course) Nectarine: Advice-Only Financial Advisors Resources mentioned on the show: Aptus Financial Ladysplaining Money But First, Save 10 Signed copy of Sarah Catherines' Book, But First Save 10: The One Simple Money Move That Will Change Your Life  Disclaimer: We are not lawyers, financial advisors, accountants or tax experts. Please consult your own professional advisors before making any important decisions. Our content is for entertainment and education purposes only. </description>
  <author_name>Catching Up to FI: Financial Independence for Late Starters</author_name>
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