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  <title>More Repos, Fewer Agents, More Lawsuits, and Lobbying: Pat Talks With Insurance Expert Mike Peplinski</title>
  <description>This is a short chat with Mike Peplinski from Harding Brooks about changes in the industry, how we might have a slight upper hand in negotiating prices and beating back adverse legislation, but continue to be thrown under the proverbial lawsuit bus due to language in our contracts.&amp;amp;nbsp; </description>
  <author_name>Repo America with J. Patrick Altes</author_name>
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