1 rich Libsyn https://www.libsyn.com 90 600 Jesse shares a trick for improving your Rule Two planning (Embrace Your True Expenses), and better prepare for the next unexpected expense. &amp;nbsp; Jesse suggests pulling your last six months of bank statements, and quickly scanning them for large expenditures. Look at the number of digits, and flag the transactions that have a large number of digits (to you). This should only take a few minutes. Note the payee. This exercise is the first place to look when planning for future unexpected expenses. Did you get in a fender bender and end up with a $1,000 bill from the body shop? Did you hire a plumber to fix some leaking pipes in your basement? These are possible future expenses you can use Rule Two to plan for. &amp;nbsp; Now, hopefully you won't be getting into fender benders on a regular basis! But that auto shop expense might trigger you to think about upcoming regular car maintenance that you haven't yet budgeted for. Likewise, owning a house means regular maintenance, so at some point you're probably going to call a plumber out again. Time to assign money in your budget and plan for that! &amp;nbsp; This is a good, easy strategy for improving your Rule Two thinking, and put future you in a better financial position. &amp;nbsp; Got a question for Jesse? Send him an email: askjesse@ynab.com &amp;nbsp; Sign up for a free 34-day trial of YNAB at www.youneedabudget.com The Jesse Mecham Show https://www.ynab.com/jesse <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/26542146/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/26542146