1 rich Libsyn https://www.libsyn.com 90 600 Most multifamily investors go directly to a lender they know. Most of them are leaving better terms, more options, and real negotiating leverage on the table. In Part 1 of Multifamily Money Matters, mortgage broker Brandy Shotwell joins Mark and Tamiel Kenney to break down what’s actually happening in commercial real estate lending — and what investors need to know before their next loan. In this episode you will learn: • What a commercial mortgage broker actually does — and the two reasons using one consistently gets better outcomes • The five-unit and $1M loan thresholds that unlock non-recourse financing — and why this matters more than most investors realize • Nine consecutive Fed rate hikes: what agency and bridge rates look like now vs. a year ago — and why the buyer-seller disconnect is so hard to close • Loan assumptions in 2023 — why they’re surging, what the 2.96% example tells you, and why the process is not simpler than a new loan • What lenders do after closing that can cost you — draw timelines, immediate repair holdbacks, and the loan doc clauses nobody reads until it’s too late • Why stress test timing is something you can negotiate upfront — and why nine months is almost always too soon This is Part 1 of a two-part series. Continue with Episode 143 for what lenders don’t like, the operator-lender red flag, and market outlook. Connect with Brandy Shotwell at https://www.renocm.com Join us at our next event at https://thinkmultifamily.com/event Subscribe to the Think Multifamily Podcast on Apple Podcasts and Spotify. &amp;nbsp; Read the full podcast shownotes, timestamps, resources, and key insights from this episode here: Podcast Show Notes Think Multifamily Podcast https://thinkmultifamily.com <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/26466696/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/151627302