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  <title>10 Years Ago: Shootin' It Straight With Stan</title>
  <description>In this episode, The Annuity Man discussed:&amp;amp;nbsp;   Why we should get rid of backtested numbers&amp;amp;nbsp;   What an index annuity is and isn’t&amp;amp;nbsp;   Don’t be the sucker at the table&amp;amp;nbsp;   &amp;amp;nbsp; Key Takeaways:&amp;amp;nbsp;   Backtested numbers capitalize on some of our most unwanted feelings such as regret and the feeling of missing out. We have to see those as what they really are: backtested numbers are garbage and should be illegal.&amp;amp;nbsp;   An index annuity is not a market product, and it’s not a security. It is a fixed annuity and an efficient delivery system for an income rider guarantee.&amp;amp;nbsp;   Don’t be the sucker at the table. If you get pitched a backtested number plus a “generous” upfront bonus, that’s how you know that they’re in it to get a commission out of you.&amp;amp;nbsp;   &amp;amp;nbsp; &amp;quot;It could work in your favor, or It might not, but it's not free money. Annuities are for-profit businesses. Don’t buy the dream because you're going to own the contractual reality.&amp;quot; —&amp;amp;nbsp; Stan The Annuity Man.&amp;amp;nbsp; &amp;amp;nbsp; &amp;amp;nbsp; &amp;amp;nbsp; Connect with The Annuity Man:&amp;amp;nbsp; Website: http://theannuityman.com/&amp;amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;amp;nbsp; YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g&amp;amp;nbsp; Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! </description>
  <author_name>“Fun With Annuities” The Annuity Man Podcast</author_name>
  <author_url>https://www.TheAnnuityMan.com</author_url>
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