1 rich Libsyn https://www.libsyn.com 90 600 This is the second part of the interview with Cynthia Veroneau of Caliber Home Loans. Tons of useful information. Interview happened in late December of 2022, which could be very out of date depending on what your local market is doing. It’s always good to speak to your local lenders to find out what the trends are in your area. &amp;nbsp; Timing Points: 0-2:00: Gut instinct and Trust 2:30: Shopping around with different lenders 3:20: Market snap shot in December 2022 and reasons to not wait 4:00: Taking steps to be prepared even if you choose not to buy right now 6:40: Due Diligence 10:30: Helpful programs for a first time home buyer 14:30: There is no financial cost to writing an offer 17:15: Pride and fear causes us to hesitate instead of moving forward 18:15: The right lender will be a partner and might be able to help boost your credit score 19:40: Women have only recently been able to purchase a home without a cosigner since 1974. And now 19% of homeowners are single women! 22:00: Wrap up &amp;nbsp; Resources Mentioned: https://allshipsrising.com/ &amp;nbsp; Cynthia Veroneau Sales Manager NMLS ID#: 1293182&amp;nbsp;&amp;nbsp; STATE LIC#: NH 207-712-3598 cynthia.veroneau@caliberhomeloans.com All Ships Rising https://allshipsrising.com/podcast <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/26030607/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/146433231