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  <title>#3 - What is a Loan Officer? Part 1</title>
  <description>In this interview with Cynthia Veroneau of Caliber Home Loans, we talk about why we should reach out to a lender early in our home buying process, what should we expect when talking to a lender, and what are some common fears about talking to a loan officer? &amp;amp;nbsp; Timing Points: 0-3:00 Intro and Cyndi’s approach to lending 3:00: Building a map to buying your first home 4:40: Identifying your first step 8:00: How does a credit pull effect my credit score? 12:00: Talking to a lender early rather than later&amp;amp;nbsp; 12:30: DISC personalities and how they align with communication 14:30: Single women tend to be more conservative in their house-buying decisions 16:15: Taxes – every town is different 20:15: Cyndi’s home owning experience 23:00: Wrap up &amp;amp;nbsp; Resources Mentioned: https://allshipsrising.com/ &amp;amp;nbsp; Cynthia Veroneau Sales Manager NMLS ID#: 1293182&amp;amp;nbsp;&amp;amp;nbsp; STATE LIC#: NH 207-712-3598 cynthia.veroneau@caliberhomeloans.com &amp;amp;nbsp; </description>
  <author_name>All Ships Rising</author_name>
  <author_url>https://allshipsrising.com/podcast</author_url>
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