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  <title>The HOP (Home Ownership Podcast) Episode 92: Rising Interest Rates not Deterring Home Buyers</title>
  <description>Hosted by Village Properties Realtor, David Charles Allen: There were 47 new listings this week in Santa Barbara and 31 properties closed.&amp;amp;nbsp; Interest rates continued to creep up with 30-year fixed conforming loans at 4.75% and 30-year jumbo loans at 4%.&amp;amp;nbsp; Many buyers are worried that interest rates will continue to rise and are more determined than ever to purchase a home asap. While houses have appreciated dramatically over the course of the past two years, David points out that historically, they are likely to continue to appreciate, albeit at a slower rate.&amp;amp;nbsp; &amp;amp;nbsp;He also reminds listeners that if buying a house makes you happy and you can afford it, then it's the right time for you to purchase a home.&amp;amp;nbsp; Patti asks David about the stiff competition that realtors face with so few houses on the market and so many realtors and David discusses&amp;amp;nbsp; the importance of being trustworthy and knowlegable.&amp;amp;nbsp; To contact David, call 805-617-9311 or email david@davidcharlesallen.com </description>
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