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  <title>Ep 96: Owen Schrum: Crypto, The Fed, and Other Things Not Said</title>
  <description>In this episode, The Annuity Man and Owen Schrum discuss:&amp;amp;nbsp;  Correction and volatility in 2022&amp;amp;nbsp; Blockchain and cryptocurrency&amp;amp;nbsp; What’s causing supply chain problems?&amp;amp;nbsp; The most critical time for investing&amp;amp;nbsp;  &amp;amp;nbsp; Key Takeaways:&amp;amp;nbsp;  We will see a big increase in volatility this year and at least two corrections in 2022. Corrections are when the market goes down 10% or more and then corrects itself.&amp;amp;nbsp; Blockchain technology is legit, but cryptocurrency is a risk-asset class; it has no stored value. It’s a way for people to trade something.&amp;amp;nbsp; Outsourcing products overseas is dangerous. A disruption in their area could cause huge supply chain problems.&amp;amp;nbsp; The most critical time investing is the three to four years before you retire and the three to four years after you retire. You can’t take a chance on luck when you retire.&amp;amp;nbsp;  &amp;amp;nbsp; &amp;quot;We’re going back to an era where diversification is king. You need to have different asset classes, different sectors, different size stocks. You need to be diversified.&amp;quot; —&amp;amp;nbsp; Owen Schrum.  &amp;amp;nbsp; &amp;amp;nbsp; &amp;amp;nbsp; Connect with Owen Schrum: Website: https://www.schrumpw.com/&amp;amp;nbsp; LinkedIn: https://www.linkedin.com/in/owen-schrum-24319417/&amp;amp;nbsp; Twitter: https://twitter.com/SchrumOwen&amp;amp;nbsp;&amp;amp;nbsp;&amp;amp;nbsp; YouTube:  https://www.youtube.com/channel/UCbT6r4ywyZ98UsbrHm_m_zg&amp;amp;nbsp; &amp;amp;nbsp; Connect with The Annuity Man:&amp;amp;nbsp; Website: http://theannuityman.com/&amp;amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;amp;nbsp; Book:  Owner’s Manuals:  https://www.stantheannuityman.com/how-do-annuities-work YouTube:  https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g&amp;amp;nbsp; Get a Quote Today - https://www.stantheannuityman.com/annuity-calculator!&amp;amp;nbsp;   </description>
  <author_name>“Fun With Annuities” The Annuity Man Podcast</author_name>
  <author_url>https://www.TheAnnuityMan.com</author_url>
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