1 rich Libsyn https://www.libsyn.com 90 600 Show Notes&amp;nbsp; Well, here we are. 2021 is done. And it was, shall we say, a challenging year. Today I have our dear friend Terry Hershey with me to discuss our end of year thoughts. But you know what… I am choosing not to focus on the endless conversations and issues concerning covid and our tiring national crisis of divisiveness. Today Terry and I plan to discuss 2021 through a much more personal lens—a lens focused on what have we each have learned and experienced this year. Visit Terry at www.terryhershey.com . For more with Charlie Hedges please visit www.thenextchapter.life &amp;nbsp; &amp;nbsp; The Next Chapter with Charlie http://thenextchapterwithcharlie.libsyn.com/podcast <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/21619283/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/c33131/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/21619283