1 rich Libsyn https://www.libsyn.com 90 600 Watch out credit cards, a new game is in town, and it's waiting to trip up your budget during the holiday season. We're talking about payment plans: sort of like a credit card, sort of not, but definitely loaded with high interest, fees, and confusing terms designed to trip up customers. YNAB has a team dedicated to helping budgeters navigate their way through payment plans using the YNAB software, and ultimately get out of them altogether. Sofia Hergenrader, a YNAB expert on payment plans, joins the podcast to talk about the pitfalls of this new breed of financial products. &amp;nbsp; Sign up for a free 34-day trial of YNAB at www.youneedabudget.com The Jesse Mecham Show https://www.ynab.com/jesse <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/21266303/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/88AA3C/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/item/21266303