1 rich Libsyn https://www.libsyn.com 90 600 &amp;nbsp;“An investment in knowledge pays the best interest.” - Benjamin Franklin How important are mortgage loans to the home performance industry? &amp;nbsp; What could be the impact on single family home buyers if home energy costs were factored into the mortgage payment? &amp;nbsp; How does this process make energy efficient homes more affordable for families? &amp;nbsp; &amp;nbsp; Most homeowners have heard of the term PITI – the summary of costs in a mortgage payment – principle and interest on the loan plus property taxes and insurance. &amp;nbsp; And most all of us know the cost of energy to run a household, and of the energy savings possible if best practices are followed. &amp;nbsp; In todays’ podcast Steve Baden (RESNET) describes for us the proposal put forth by RESNET to incorporate Energy Savings (ES) into the “mortgage equation”. This transforms the equation to PITI-ES &amp;nbsp; Interestingly, the main driver for this is simply education; no legislation is needed. &amp;nbsp; Listen in to hear how this also impacts mortgage lenders, builders, and HERS Raters and how you can get more people interested in pursuing this. &amp;nbsp; For more information see the policy white paper released by RESNET: www.bit.ly/RESNET-EnergyCosts &amp;nbsp; RESTalk: To the RESNET community, we hear you and want to engage. &amp;nbsp; Learn more at www.RESNET.us Or for more info on this topic contact RESNET at INFO@RESNET.US RESTalk http://www.resnet.us/ <iframe title="Libsyn Player" style="border: none" src="//html5-player.libsyn.com/embed/episode/id/19447091/height/90/theme/custom/thumbnail/yes/direction/forward/render-playlist/no/custom-color/021c40/" height="90" width="600" scrolling="no" allowfullscreen webkitallowfullscreen mozallowfullscreen oallowfullscreen msallowfullscreen></iframe> https://assets.libsyn.com/secure/content/105250139