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  <title>049: Retirement Withdrawal Strategies</title>
  <description>In this episode, The Annuity Man discusses:&amp;amp;nbsp;  What the 4% Rule is and how it affects you.&amp;amp;nbsp; Annuities are the only product that can provide a lifetime income stream. Figuring out what you need per month to know what your withdrawal strategies need to be.&amp;amp;nbsp; Understanding what you’re buying before you sign anything.&amp;amp;nbsp;  &amp;amp;nbsp; Key Takeaways:&amp;amp;nbsp;  Every person retiring needs to set up their income floor, regardless of everything else that is happening in the world.&amp;amp;nbsp; Interest rates play a secondary role.&amp;amp;nbsp; Annuities are commodity products. You need to shop around to find the best contractual guarantee for you.&amp;amp;nbsp; If you want market growth, you don’t buy an annuity.&amp;amp;nbsp;  &amp;amp;nbsp; &amp;quot;All lifetime income from annuities, all transfer of risk, is a combination of return of principal plus interest.&amp;quot; —&amp;amp;nbsp; Stan The Annuity Man&amp;amp;nbsp;  &amp;amp;nbsp; Connect with The Annuity Man:&amp;amp;nbsp; Website: TheAnnuityMan.com&amp;amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;amp;nbsp; Book:  Owner’s Manuals&amp;amp;nbsp; YouTube:  Stan The Annuity Man&amp;amp;nbsp; Get a Quote Today!&amp;amp;nbsp;   </description>
  <author_name>“Fun With Annuities” The Annuity Man Podcast</author_name>
  <author_url>https://www.TheAnnuityMan.com</author_url>
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