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  <title>043: Why Renewal Rates are the Secret to Fixed Index Annuities</title>
  <description>In this episode, The Annuity Man discusses:&amp;amp;nbsp;  What an index annuity is.&amp;amp;nbsp; Buying the contractual reality, not the dream.&amp;amp;nbsp; Why renewal rates are the key to index annuities.&amp;amp;nbsp; The importance of understanding what the renewal rates are and why they matter.  &amp;amp;nbsp; Key Takeaways:&amp;amp;nbsp;  If you’re looking for an index annuity for accumulation, then you need to know about renewal rates.&amp;amp;nbsp; There is no renewal rate history on an index that has just been created.&amp;amp;nbsp; There is no reason not to send a specimen policy - annuities are contracts, so you might want to read it before you sign.&amp;amp;nbsp; Never, ever, ever base your decision on a backtested number.&amp;amp;nbsp;  &amp;amp;nbsp; &amp;quot;Renewal rates with indexed annuities are the secret and hidden sauce that no one ever talks about, but that you and me need to talk about. &amp;quot; —&amp;amp;nbsp; Stan The Annuity Man&amp;amp;nbsp;  &amp;amp;nbsp; Connect with The Annuity Man:&amp;amp;nbsp; Website: TheAnnuityMan.com&amp;amp;nbsp; Email: Stan@TheAnnuityMan.com&amp;amp;nbsp; Book:  Owner’s Manuals&amp;amp;nbsp; YouTube:  Stan The Annuity Man&amp;amp;nbsp; Get a Quote Today!&amp;amp;nbsp;   </description>
  <author_name>“Fun With Annuities” The Annuity Man Podcast</author_name>
  <author_url>https://www.TheAnnuityMan.com</author_url>
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